Zopa jobs, judged for you, free

What they do

Zopa is a UK bank that works through an app. It started in 2005 as the first peer-to-peer lending company and launched Zopa Bank in 2020. It offers personal loans, car finance, credit cards, savings, ISAs (tax-free savings accounts), and a current account named Biscuit. It has over 1.5 million customers and more than 950 staff.

What they value

• Dream Big: be curious and ambitious, and build something better for millions of customers.
• Own It: use trust and freedom to make things happen, and take the initiative.
• Win Together: the best ideas come from work with others and from different views.
• Integrity, honesty, trust, and compassion.
• AI in daily work: Postings say that Zopa expects its people to use AI in their jobs.
• A workplace free from discrimination, with nearly 50 nationalities.

Where they hire

All 34 Postings are in the UK: 30 in London, 3 in Manchester, and 1 in either. Most are hybrid, with 2 to 3 office days a week. Two car finance sales roles are remote with regional travel. Staff can work from abroad for up to 120 days a year. No Posting mentions visa sponsorship.

Teams and roles

The board has 34 Postings. Engineering is the largest group.

• Engineering: 13 Postings. They include Java/Kotlin and C# backend engineers for cards and point-of-sale finance, iOS and Android engineers, a frontend engineer, platform and database platform engineers, and engineering managers. A Director of Engineering and a Head of Product Security sit beside them.
• Data and analytics: an Analytics Engineering Manager, a product analyst, a Senior BI (business intelligence) Analyst, a Head of Marketing Analytics, and a graduate analyst program for 2027.
• Product: product managers for unsecured personal loans, credit cards, and car finance.
• Customer operations and fraud: a Customer Service Team Leader, a Head of Complaints, and two fraud operations specialists.
• Finance, risk, and privacy: two FP&A (financial planning and analysis) analysts, a Tax Manager, a risk lead for Zopa for Business, and a Senior Data Privacy Manager.
• Sales: two Regional Account Managers who work with car dealers.

What they look for

Postings ask for ownership more than for one tool. Backend roles name Kotlin, Kafka, Kubernetes, Docker, and AWS Aurora Postgres, and accept skilled engineers who are willing to learn them. These roles want experience with distributed systems, test-driven development, and ownership of services in production. The frontend role wants React, TypeScript, and Next.js. The Android role wants Kotlin apps that you shipped to the Google Play Store. Platform roles want cloud, container, and infrastructure-as-code experience, such as AWS, Kubernetes, and Terraform, and they include an on-call rota.

Data roles want strong SQL, data modeling with dbt, and a BI tool such as Tableau. Product roles want strong analysis and product decisions that delivered commercial results. Lending or consumer credit experience is a bonus.

Operations and risk roles want experience in financial services. The Head of Complaints role wants knowledge of the rules of the FCA (the UK financial conduct regulator). The fraud role wants experience with Cifas and Visa and knowledge of fraud and anti-money laundering law. The privacy role wants working knowledge of UK GDPR.

Many Postings list experience in fintech, banking, or another regulated business as a bonus. Many also ask for practical use of AI tools. Postings ask candidates not to use AI in behavioral interviews. The graduate program asks for mathematics at A-level and an interest in Python and SQL. The hiring process has five stages: application, a call with a Talent Partner, a first interview, a skills assessment, and a final interview.