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A debt marketplace that connects Indian borrowers with lenders and investors.

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About Yubi

The company, in brief.

What they do

Yubi, once called CredAvenue, runs an online debt marketplace. Companies find lenders and investors there, and investors find bonds and loans. The Yubi group also covers debt collection (YuCollect, Spocto), credit decisions (Accumn), and wealth products (Yubi Markets, Aspero). Yubi says over 17,000 companies and 6,200 investors and lenders signed up.

What they value

  • People: Yubi calls its people "the core of the business".
  • A culture that is collaborative, transparent, and empowering.
  • Equal opportunity: Yubi says it hires without regard to race, gender, age, disability, and similar traits.

Where they hire

Of 273 open roles, 67 are in Chennai, 59 in Mumbai and Thane, and 45 in Bengaluru. 23 are in Dubai. The rest are in other Indian cities, with one each in Riyadh, Cairo, Jakarta, and Chicago. Only the US role is remote or hybrid. Some sales roles say work from office. No role mentions visa sponsorship.

Teams and roles

The board lists roles for the whole Yubi group. Most are in sales and finance.

  • Yubi (124 roles): relationship managers for wealth products, sales and partnership roles for the credit marketplace, credit analysts, and engineers, QA engineers, data scientists, and product managers.
  • YuCollect (46 roles): business development and customer success managers in many Indian cities, who sell and roll out collections software to lenders and agencies.
  • Spocto (41 roles): collections operations in Thane and Mumbai, plus backend, frontend, and data engineers.
  • Yubi Markets (26 roles): relationship managers and vice presidents who sell bonds and other fixed income products to wealth managers and family offices.
  • Accumn (25 roles): sales, credit risk, product, and data science roles for its credit decision software.
  • Aspero (5 roles): engineers for its bond platform, and marketing roles.
  • Middle East and abroad: sales and credit roles in Dubai, and sales leads for Saudi Arabia, Egypt, Indonesia, and the US.

What they look for

Most roles ask for strong spoken and written communication. Nearly half ask for a bachelor's or master's degree. Wealth sales roles ask for at least three years of work with financial advisors, knowledge of products such as bonds and AIFs (alternative investment funds). They count AMFI or NISM certificates, India's licences to sell funds and securities, as a plus. YuCollect roles ask for fluency in the local language and a lot of travel. Engineering roles often ask for Java or Python, Kubernetes, and AWS or GCP. Some Dubai roles need Arabic. Some finance roles ask for an MBA in finance or a CA qualification.

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